Is the auto-insurance claim information shared if I switch the insurance company?

Hi!



I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?



Thanks!Is the auto-insurance claim information shared if I switch the insurance company?Most of the time, yes they will find those prior claims.

Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.

Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.



Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims. Try this site to find the best auto insurance



http://saveautoinsurances.blogspot.com/



Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.Is the auto-insurance claim information shared if I switch the insurance company?Yes. All claim information received by insurance companies is entered into the Comprehensive Loss Underwriting Exchange (CLUE). When you apply for insurance, your new company will pull your information from this database.



If you said you have had no claims and they find that you did, they can cancel your policy. If they do that, getting new insurance will be near impossible and incredibly expensive.



Bottom line, don't omit any claims from your insurance application.Is the auto-insurance claim information shared if I switch the insurance company?Still worth it to shop around, just be honest. Some companies are kinder to an imperfect driving record than others.Is the auto-insurance claim information shared if I switch the insurance company?
yes, they all share the same info on that c.l.u.e report. try www.insweb.com